3 Easy Ways to Withdraw BSN Money at Bank Islam ATM in Malaysia

Are you in search of a hassle-free way to access your BSN account funds without the need to visit a bank branch? Look no further! Bank Islam ATM machines offer a convenient solution. In this article, we’ll guide you through three simple methods to withdraw money from your BSN account using Bank Islam ATM machines. Additionally, we’ll share the latest updates on cardless withdrawal in Malaysia and its potential benefits.

Method 1: Using BSN Debit Card

This method is the most common and straightforward way to withdraw money from your BSN account. You’ll need a valid BSN debit card and your associated PIN number. Ensure your account has sufficient funds before proceeding. Follow these steps:

  1. Insert your BSN card into the Bank Islam ATM machine.
  2. Select your preferred language (Bahasa Melayu/English).
  3. Enter your PIN number.
  4. Choose “Pengeluaran Tunai” (Cash Withdrawal).
  5. A RM 1 fee will be charged for this transaction; press “Teruskan” (Continue).
  6. Specify your account type (Simpanan/Savings).
  7. Select the withdrawal amount or choose “Amaun lain” (Other amount).
  8. Enter your desired withdrawal amount and confirm by pressing “Ya” (Yes) if correct.
  9. The transaction will be successful, and you can collect your cash and receipt.

Method 2: Using Interbank Transfer

This method involves transferring money from your BSN account to another bank account and then withdrawing it from a Bank Islam ATM machine. You’ll need an online banking account with BSN, as well as the recipient’s bank account number and name. Here’s how it works:

  1. Log in to your online banking account with BSN.
  2. Select “Interbank GIRO Transfer.”
  3. Provide the recipient’s bank name, account number, name, and the amount to transfer.
  4. Confirm the details and enter the TAC number sent to your phone.
  5. Once the transfer is successful, take note of the reference number.
  6. Visit the Bank Islam ATM machine and insert your BSN card.
  7. Choose your preferred language (Bahasa Melayu/English).
  8. Enter your PIN number.
  9. Select “Interbank Transfer.”
  10. Choose either “To Your Own Bank” or “To Other Bank,” depending on the recipient’s bank.
  11. Enter the reference number and the amount.
  12. Your transaction will be successful, and you can collect your cash and receipt.

Method 3: Using Cardless Withdrawal

Cardless withdrawal offers a convenient way to access your BSN account funds without the need for a physical card or PIN number. All you need is an online banking account with BSN and a smartphone with an internet connection. Follow these steps:

  1. Log in to your online banking account with BSN.
  2. Select “Cardless Withdrawal.”
  3. Specify the withdrawal amount and choose the account from which you want to withdraw funds.
  4. Select the preferred ATM location, preferably one near you.
  5. A QR code will be generated and sent to your phone via SMS or email.
  6. Visit the Bank Islam ATM machine and use your smartphone’s camera or a dedicated app to scan the QR code.
  7. The transaction will be successful, and you can collect your cash.

Latest News: Cardless Withdrawal in Malaysia 2023

Recent news indicates that cardless withdrawal is gaining popularity in Malaysia as more banks introduce this convenient service to their customers. Cardless withdrawal allows individuals to access their bank accounts using only their smartphones to scan a QR code at the ATM machine, eliminating the need for physical cards or PIN numbers.

Key benefits of cardless withdrawal include:

  • Faster and more straightforward transactions compared to traditional card-based methods.
  • Reduced risk of card loss or forgetting PIN numbers.
  • Enhanced security as access to the account requires both the smartphone and the unique QR code.

Several banks in Malaysia now offer cardless withdrawal, including:

  • Maybank
  • CIMB
  • RHB
  • Hong Leong Bank
  • Public Bank
  • Bank Islam
  • BSN

To use cardless withdrawal, you’ll need an online banking account with your respective bank and a smartphone with internet connectivity.

Conclusion

We trust that this article has provided you with valuable insights into withdrawing money from your BSN account using Bank Islam ATM machines. You have three options to choose from: using a BSN debit card, employing interbank transfer, or opting for cardless withdrawal. Each method has its own advantages and considerations, so select the one that aligns with your needs and preferences.

Should you have any questions or feedback, please don’t hesitate to leave a comment below. We welcome your input. Thank you for reading, and happy withdrawing!

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