If you have a BSN Visa Debit Card, you might want to know how to increase your ATM withdrawal limit. Maybe you need more cash for an emergency, a big purchase, or a holiday. Whatever the reason, you can change your withdrawal limit easily with these 5 steps.
Step 1: Check your current limit
The default daily withdrawal limit for BSN Visa Debit Card holders is RM3,000 for adult accounts and RM1,000 for teenager accounts. You can check your current limit by logging into your myBSN internet banking account or by calling the BSN customer service center at 1300-88-1900.
Step 2: Decide how much you want to increase your limit
You can increase your withdrawal limit to any amount between RM0 and RM10,000 per day. However, you should consider your budget and spending habits before changing your limit. A higher limit might tempt you to overspend or make you vulnerable to fraud or theft.
Step 3: Choose a method to change your limit
You have three options to change your withdrawal limit:
- Use a BSN ATM
- Use myBSN internet banking
- Visit a BSN branch
Option 1: Use a BSN ATM
To change your limit using a BSN ATM, follow these steps:
- Insert your BSN Visa Debit Card into the ATM and enter your PIN
- Select “Other Transactions” from the main menu
- Select “Debit Card Services”
- Select “Change Purchase Limit”
- Enter the new limit amount and confirm
Option 2: Use myBSN internet banking
To change your limit using myBSN internet banking, follow these steps:
- Log in to your myBSN account using your username and password
- Select “Debit Card Services” from the left menu
- Select “Change Purchase Limit”
- Select the card number that you want to change the limit for
- Enter the new limit amount and confirm
Option 3: Visit a BSN branch
To change your limit by visiting a BSN branch, follow these steps:
- Bring your BSN Visa Debit Card and MyKad for verification purposes
- Fill in the application form and select “Change Purchase Limit”
- Submit the form to the counter staff and wait for approval
Step 4: Verify the change
After changing your limit, you should verify that the new amount is reflected in your account. You can do this by checking your balance at any BSN ATM, myBSN internet banking, or by calling the BSN customer service center at 1300-88-1900.
Step 5: Enjoy your new limit
Now that you have increased your withdrawal limit, you can enjoy more flexibility and convenience when you need cash. However, you should also be careful with your money and protect your card from unauthorized use.
Conclusion
Changing your BSN ATM withdrawal limit is easy and can be done in 5 simple steps. You can choose from three methods: using a BSN ATM, myBSN internet banking, or visiting a BSN branch. You can increase your limit to any amount between RM0 and RM10,000 per day. However, you should also consider your budget and security before changing your limit.