If you have a Bank Muamalat account, you might want to check your balance online from time to time. This can help you manage your finances better and avoid any overdraft fees or insufficient funds.
Luckily, Bank Muamalat offers a convenient and secure way to check your balance online using its internet banking service, i-Muamalat.
In this article, we will show you how to use i-Muamalat to check your balance online, as well as some other features and benefits of this service.
What is i-Muamalat?
i-Muamalat is the internet banking service of Bank Muamalat, one of the leading Islamic banks in Malaysia. i-Muamalat allows you to access your Bank Muamalat accounts anytime and anywhere, as long as you have an internet connection. With i-Muamalat, you can perform various banking transactions, such as:
- Checking your account balance and transaction history
- Transferring funds to other Bank Muamalat accounts or other banks
- Paying bills, zakat, infaq and shadaqah
- Topping up your prepaid phone or electricity
- Shopping online using online debit
- And more
i-Muamalat is also equipped with mPasscode, a one-time password (OTP) that is sent to your registered phone number for every transaction. This adds an extra layer of security and prevents unauthorized access to your account.
How to Register and Activate i-Muamalat?
To use i-Muamalat, you need to have a Bank Muamalat savings account and a Shar-E debit card.
You also need to have an active email address and a phone number that is registered with the bank. If you meet these requirements, you can follow these steps to register and activate i-Muamalat:
- Go to any Bank Muamalat ATM and insert your Shar-E debit card.
- Select “Other Transactions” and then “Internet Banking Registration”.
- Enter your phone number and email address.
- You will receive a User ID and a temporary password on the ATM receipt.
- Go to the official website of Bank Muamalat at https://www.i-muamalat.com.my.
- Click on “Internet Banking” and enter your User ID and temporary password.
- You will be prompted to change your password and set up your security questions.
- You will also receive an email with a link to activate your account.
- Click on the link and enter your User ID and password.
- Your i-Muamalat account is now activated and ready to use.
Note: After registering at the ATM, you will only be able to perform non-financial transactions on i-Muamalat. To enable financial transactions, you need to visit the nearest Bank Muamalat branch and fill in an activation form.
How to Check Your Balance Online Using i-Muamalat?
To check your balance online using i-Muamalat, you need to log in to your account first. Here are the steps to do so:
- Go to the official website of Bank Muamalat at https://www.i-muamalat.com.my.
- Click on “Internet Banking” and enter your User ID and password.
- You will be asked to enter an mPasscode that is sent to your phone via SMS.
- Once logged in, click on “My Accounts” from the top menu.
- Click on “Accounts Summary” or “Account Details”.
- You will see your account balance and other information on the screen.
You can also check your transaction history by clicking on “Transaction History” from the same menu.
Why Should You Use i-Muamalat?
i-Muamalat is a convenient and secure way to check your balance online and perform other banking transactions without having to visit a branch or an ATM.
It saves you time and money, as well as gives you more control over your finances. Some of the benefits of using i-Muamalat are:
- It is available 24/7, so you can access your account anytime and anywhere.
- It is free of charge, except for the SMS fee for the mPasscode (Rp550 per SMS) and the internet data fee depending on your telco provider.
- It offers various features and services that cater to your banking needs, such as money transfer, bill payment, top up, online shopping, etc.
- It follows the principles of Islamic banking, which are based on fairness, transparency and social responsibility.
Conclusion
Checking your balance online using i-Muamalat is easy and simple. All you need is a Bank Muamalat account, a Shar-E debit card, an email address, a phone number and an internet connection.
You can register and activate your i-Muamalat account at any Bank Muamalat ATM and branch, and then log in to your account on the official website of Bank Muamalat. You can then check your balance online and enjoy other features and benefits of i-Muamalat.
We hope this article has been helpful and informative for you. If you have any questions or feedback, please feel free to leave a comment below. Thank you for reading and happy banking!