Transferring money to a Maybank account from your Bank Islam account in Malaysia is a straightforward process when using the GO Bank Islam app.
This app offers several convenient methods for interbank transfers. In this guide, we will walk you through the steps to transfer money to Maybank using the app. You can choose from three options: Normal Transfer (IBG), DuitNow, or Instant Transfer (IBFT).
Method 1: Normal Transfer (IBG)
Normal Transfer, also known as Interbank GIRO (IBG), allows you to send money to Maybank or other bank accounts within Malaysia. It is a cost-effective method, but the transfer may take 1 to 2 hours to complete.
Here’s how to do it:
- Open the GO Bank Islam app and log in using your User ID and Password.
- Tap on “Transfer,” then select “Normal Transfer (IBG).”
- Tap on “New Transfer” and choose the account you want to transfer money from. Enter the amount you wish to send.
- Under “To Account,” select “Other Bank Account.”
- Choose “Maybank” from the list of banks. Enter the recipient’s Maybank account number and name.
- Select “Fund Transfer to Savings/Current” as the transfer type.
- Optionally, enter a recipient reference and other payment details for your records.
- Read and accept the Terms and Conditions, then tap “Continue.”
- Review the transfer details and tap “Confirm.”
- Enter the i-Access Code sent to your registered mobile number and tap “Confirm” to complete the transaction.
- You will receive a confirmation message along with a receipt number for your reference.
Method 2: DuitNow
DuitNow is a quick and convenient method for transferring money instantly to other bank accounts using unique identifiers such as mobile numbers, NRIC numbers, or business registration numbers. While it incurs a slightly higher fee, the transfer is immediate.
Here’s how to use DuitNow:
- Launch the GO Bank Islam app and log in with your User ID and Password.
- Select “Transfer,” then choose “DuitNow.”
- Tap on “New Transfer” and specify the source account and transfer amount.
- Under “To Account,” select “DuitNow ID.”
- Choose the type of identifier you want to use, such as “Mobile Number,” “NRIC Number,” or “Business Registration Number.”
- Enter the recipient’s identifier and name, or scan a QR code if available.
- Optionally, provide a recipient reference and other payment details.
- Read and accept the Terms and Conditions, then tap “Continue.”
- Review the transfer information and tap “Confirm.”
- Enter the i-Access Code sent to your registered mobile number and tap “Confirm” to finalize the transaction.
- You will receive a confirmation message and a receipt number.
Method 3: Instant Transfer (IBFT)
Instant Transfer (IBFT) offers the quickest way to send money to Maybank or other Malaysian bank accounts. It is an ideal choice for urgent transfers, and the funds are transferred immediately, albeit at a slightly higher fee.
Follow these steps for Instant Transfer (IBFT):
- Open the GO Bank Islam app and log in using your User ID and Password.
- Tap on “Transfer,” then select “Instant Transfer (IBFT).”
- Choose the account you want to transfer money from and specify the transfer amount.
- Under “To Account,” select “Other Bank Account.”
- Pick “Maybank” from the list of banks and enter the recipient’s Maybank account number and name.
- Select “Fund Transfer to Savings/Current” as the transfer type.
- Optionally, input a recipient reference and other payment details.
- Read and accept the Terms and Conditions, then tap “Continue.”
- Review the transfer details and tap “Confirm.”
- Enter the i-Access Code sent to your registered mobile number and tap “Confirm” to complete the transaction.
- You will receive a confirmation message along with a receipt number for your records.
In conclusion, the GO Bank Islam app offers various methods to transfer money to Maybank swiftly and conveniently. Whether you choose Normal Transfer (IBG), DuitNow, or Instant Transfer (IBFT) depends on your preferences and the urgency of the transfer.
All you need is your smartphone, internet access, and the GO Bank Islam app, which can be downloaded for free from the Google Play Store or Apple App Store. By following these steps, you can efficiently send money to Maybank from your Bank Islam account in Malaysia.