If you’re looking for a convenient way to pay for your everyday expenses in Malaysia, you might want to consider using the Touch ‘n Go eWallet. This mobile app lets you make payments with your phone at over 300,000 merchants nationwide, including tolls, parking, online shopping, utilities, and more.
In this blog post, we’ll show you how to register and top up your Touch ‘n Go eWallet in just 5 easy steps. We’ll also share some tips on how to use the eWallet effectively and save money on fees and exchange rates.
What is Touch ‘n Go eWallet?
Touch ‘n Go eWallet is a mobile payment app that works with your smartphone. You can link your Touch ‘n Go card or RFID tag to the eWallet and use it to pay for tolls via PayDirect or RFID. You can also use the eWallet to scan QR codes at participating merchants, send and receive money from other users, reload your mobile prepaid, pay your bills, buy movie and train tickets, and more.
Touch ‘n Go eWallet is different from the Touch ‘n Go card, which is a physical card that you can use to pay for tolls, parking, public transport, and some retail outlets. The card has a chip that stores a prepaid balance that you need to reload at kiosks or online. The card also charges a 10% service fee for parking payments.
The eWallet, on the other hand, does not charge any service fees for parking or toll payments. It also offers more features and benefits, such as cashback, rewards, promotions, and discounts. You can top up your eWallet balance using your debit or credit card, online banking, or TNG Reload PINs.
How to Register Your Touch ‘n Go eWallet
To register your Touch ‘n Go eWallet, you need to have a Malaysian or Singapore phone number and a smartphone that supports iOS or Android. Here’s how to do it:
- Download the Touch ‘n Go eWallet app from the App Store or Google Play Store.
- Open the app and tap on Create Account.
- Enter your phone number and verify it with a one-time password (OTP) sent via SMS.
- Set your 6-digit PIN and security questions.
- Enter your personal details, such as your name, email address, IC number, and address.
You can choose between three account tiers: Lite, Pro, and Premium. The Lite account has a maximum wallet size of RM200 and a monthly transaction limit of RM2,000 (excluding transportation, RFID, and PayDirect). The Pro account has a wallet size of RM5,000 and a monthly limit of RM5,000 (excluding transportation, RFID, and PayDirect). The Premium account has a wallet size of up to RM20,000 and a monthly limit of RM25,000 (excluding transportation, RFID, and PayDirect).
To upgrade your account tier, you need to complete the account verification process by uploading a photo of your IC or passport and a selfie. You can also onboard on the Premium page of the app if you want to enjoy higher limits and features.
How to Top Up Your Touch ‘n Go eWallet
To top up your Touch ‘n Go eWallet balance, you have several options:
- Use your debit or credit card (Visa, Mastercard, or American Express).
- Use online banking (FPX or direct debit).
- Use TNG Reload PINs (available at 7-Eleven, KK Mart, Watsons, and more).
- Use DuitNow QR (scan the QR code at participating banks or eWallets).
- Use Cash In via MAE by Maybank2u (transfer money from your MAE account).
To top up your eWallet using any of these methods, follow these steps:
- Open the app and tap on the + icon at the top right corner.
- Choose your preferred top-up method and enter the amount you want to reload.
- Confirm your payment details and complete the transaction.
- You’ll receive a notification when your top-up is successful.
You can also enable auto-reload for your eWallet if you want to avoid running out of balance. You can set a trigger amount and a reload amount using your debit or credit card. For example, you can set your eWallet to reload RM50 every time your balance falls below RM10.
How to Use Your Touch ‘n Go eWallet
Once you have registered and topped up your Touch ‘n Go eWallet, you can start using it to pay for various things. Here are some of the ways you can use your eWallet:
- Pay for tolls via PayDirect or RFID. You can link your Touch ‘n Go card or RFID tag to your eWallet and use it to pay for tolls at participating highways. The toll fee will be deducted from your eWallet balance instead of your card or tag balance. You can also enjoy discounts and cashback when you pay with your eWallet. To link your card or tag, you need to add it to your eWallet by entering the 10-digit serial number. You can find the serial number on the back of your card or on the RFID receipt. You also need to activate PayDirect or RFID in the app.
- Pay for parking via QR code. You can use your eWallet to pay for parking at over 300 car parks nationwide. Just scan the QR code at the entry and exit points, and the parking fee will be deducted from your eWallet balance. You can also enjoy discounts and cashback when you pay with your eWallet.
- Pay for online shopping via QR code or eWallet payment gateway. You can use your eWallet to shop online at merchants like Lazada, Shopee, Zalora, and more. Just choose Touch ‘n Go eWallet as your payment option and scan the QR code or enter your PIN to complete the payment. You can also enjoy discounts and cashback when you shop with your eWallet.
- Pay for utilities and bills via QR code or eWallet payment gateway. You can use your eWallet to pay for your utilities and bills, such as TNB, Astro, Unifi, Celcom, Maxis, and more. Just choose Touch ‘n Go eWallet as your payment option and scan the QR code or enter your PIN to complete the payment. You can also enjoy discounts and cashback when you pay with your eWallet.
- Pay for movie and train tickets via QR code or eWallet payment gateway. You can use your eWallet to buy movie and train tickets online or at the counter. Just choose Touch ‘n Go eWallet as your payment option and scan the QR code or enter your PIN to complete the payment. You can also enjoy discounts and cashback when you buy with your eWallet.
- Send and receive money from other users via phone number or QR code. You can use your eWallet to send and receive money from other Touch ‘n Go eWallet users. Just enter the recipient’s phone number or scan their QR code and enter the amount you want to send or request. The money will be transferred instantly and securely.
Tips and Tricks for Using Your Touch ‘n Go eWallet
To make the most of your Touch ‘n Go eWallet, here are some tips and tricks you should know:
- Check out the latest promotions and rewards in the app. You can find various deals and offers from Touch ‘n Go and its partners in the app. You can also earn TNG Points when you spend with your eWallet and redeem them for vouchers and rewards.
- Enable notifications and location services in the app. You can get notified of nearby merchants, promotions, and rewards when you enable notifications and location services in the app. You can also get reminders of low balance, auto-reload status, and transaction history.
- Use a VPN service when traveling abroad. If you want to use your Touch ‘n Go eWallet when traveling abroad, you might need to use a VPN service to access the app. This is because some countries might block or restrict access to the app due to regulatory reasons. A VPN service can help you bypass these restrictions and use the app as usual.
- Compare exchange rates and fees when shopping online in foreign currencies. If you want to shop online in foreign currencies, you might want to compare the exchange rates and fees offered by different payment methods. Some payment methods might charge higher fees or offer lower rates than others, which can affect how much you pay in total. One alternative payment method you can consider is Wise, which offers low fees and real exchange rates for international payments.
Conclusion
Touch ‘n Go eWallet is a handy mobile payment app that lets you pay for various things in Malaysia with ease. You can register and top up your eWallet in just a few steps and start using it to pay for tolls, parking, online shopping, utilities, bills, tickets, transfers, and more.
You can also enjoy discounts, cashback, rewards, and promotions when you use your eWallet. Plus, you can link your Touch ‘n Go card or RFID tag to your eWallet and use it to pay for tolls without service fees.
To get started with Touch ‘n Go eWallet, download the app today and follow our guide above.