If you’re a Tabung Haji customer looking to take advantage of online banking convenience, you can link your Tabung Haji account with your Bank Islam account. This allows you to perform various transactions from the comfort of your home or on the go. In this guide, we’ll walk you through the five easy steps to link your Tabung Haji account with Bank Islam online. You’ll also learn about the benefits, fees, and requirements associated with this service.
What is Tabung Haji?
Tabung Haji is a Malaysian Islamic financial institution established in 1963. It enables Muslims in Malaysia to save and invest for the purpose of performing Hajj in Mecca, Saudi Arabia. Tabung Haji offers a range of products and services, including savings accounts, investment accounts, financing, takaful (Islamic insurance), zakat (charitable contributions), and waqf (endowments).
What is Bank Islam?
Bank Islam is Malaysia’s first Islamic bank, founded in 1983. It offers a comprehensive suite of Shariah-compliant products and services, including deposit accounts, financing solutions, credit cards, wealth management, takaful (Islamic insurance), e-banking, and business banking.
Why Link Your Tabung Haji Account with Bank Islam Online?
Linking your Tabung Haji account with Bank Islam online provides several benefits, including:
- Convenience: Perform Tabung Haji transactions 24/7 at Bank Islam ATMs or through online banking.
- Real-time Transactions: Transactions occur in real-time, and you can immediately view your Tabung Haji balance.
- Security: Transactions are secure and protected using PINs, Transaction Authorization Codes (TAC), or biometric verification.
How to Link Your Tabung Haji Account with Bank Islam Online in 5 Easy Steps
To link your Tabung Haji account with Bank Islam online, you must have a Bank Islam account and ATM card, as well as a Tabung Haji account and passbook. If you don’t already have these accounts, you can open them at any Bank Islam or Tabung Haji branch. Once you have the necessary accounts, follow these five easy steps to link them:
Step 1: Log in to Your Bank Islam Online Banking Portal
Visit the Bank Islam website (https://www.bankislam.com) and click on the “Login” button located at the top right corner. Enter your username and password, and then click “Login” to access your online banking account.
Step 2: Access the “Tabung Haji” Tab
Within your online banking dashboard, select the “Tabung Haji” tab from the top menu bar. This will direct you to the Tabung Haji page, where you can view your linked accounts and perform various transactions.
Step 3: Initiate the Linking Process
On the Tabung Haji page, click the “Link Account” button located at the bottom right corner. This action will open a pop-up window where you can input your Tabung Haji account number and your Bank Islam account number.
Step 4: Enter Account Numbers and Confirm
In the pop-up window, carefully enter your Tabung Haji account number and your Bank Islam account number in the respective fields. Ensure that the information matches your passbook and ATM card details accurately. After verifying the details, click the “Link Account” button located at the bottom right corner.
Step 5: Confirm and Await Authorization
Upon clicking the “Link Account” button, a confirmation message will appear on your screen. You will also receive a Transaction Authorization Code (TAC) via SMS or email. Enter this TAC in the provided field and click “Confirm.” Your linking request will then be sent to Tabung Haji for authorization. Once authorized, your Tabung Haji account will be successfully linked to your Bank Islam online banking portal, enabling you to perform transactions.
How to Perform Transactions with Your Linked Tabung Haji Account
After successfully linking your Tabung Haji account with Bank Islam online, you can perform various transactions, including:
- Balance Inquiry: Check your Tabung Haji account balance at any time by clicking the “Balance Inquiry” button on the Tabung Haji page.
- Cash Withdrawal: Withdraw cash from your Tabung Haji account at any Bank Islam ATM by selecting the “Tabung Haji Withdrawal” option on the ATM screen.
- Transfers: Transfer funds between your Bank Islam account and your Tabung Haji account, or between Tabung Haji accounts. Click the “Transfer” button on the Tabung Haji page and follow the provided instructions.
- Hajj Registration: Register for Hajj online by clicking the “Hajj Registration” button on the Tabung Haji page and completing the necessary details.
Fees and Charges for Linking Your Tabung Haji Account with Bank Islam Online
Here are the fees and charges associated with linking your Tabung Haji account with Bank Islam online:
- Cash Withdrawal via ATM: RM 1.00 per transaction
- Transfers via ATM / Internet Banking / GO by Bank Islam: RM 1.00 per transaction
- Cash Deposit to Tabung Haji Account via CDM: RM 1.00 per transaction
- Balance Inquiry: No charge
- Linking of Tabung Haji Account to Debit Card/ATM: No charge
- Hajj Registration: No charge
Conclusion
Linking your Tabung Haji account with Bank Islam online is a straightforward process that grants you access to your Tabung Haji funds through the convenience of online banking. By following the five easy steps outlined in this guide, you can complete the linking procedure in a matter of minutes. Subsequently, you can take advantage of online banking benefits, enabling you to easily perform transactions such as balance inquiries, cash withdrawals, transfers, and Hajj registrations with security and ease.
We hope you found this guide helpful and informative. Should you have any questions or feedback, please feel free to leave a comment below. Thank you for reading, and happy banking!