5 Easy Steps to Repay Your PTPTN Loan Online Using Maybank2u in Malaysia

If you are a Malaysian student who has taken a PTPTN loan to fund your higher education, you might be wondering how to repay it online using Maybank2u, one of the most popular online banking platforms in Malaysia. In this article, we will show you how to do it in 5 easy steps, so you can avoid the hassle of going to the counter or using other methods.

What is PTPTN?

PTPTN stands for Perbadanan Tabung Pendidikan Tinggi Nasional, or the National Higher Education Fund Corporation. It is a government agency that provides loans to Malaysian students who pursue tertiary education at local or overseas institutions. The loans are interest-free, but borrowers have to pay a 1% administrative fee per annum. The repayment period varies depending on the loan amount and the borrower’s income.

Why repay PTPTN online using Maybank2u?

Repaying your PTPTN loan online using Maybank2u has several advantages, such as:

  • Convenience: You can do it anytime and anywhere, as long as you have internet access and a Maybank account.
  • Speed: The payment process is fast and easy, and you can get a confirmation receipt instantly.
  • Security: You can be assured that your payment is safe and secure, as Maybank2u uses encryption and verification methods to protect your transactions.
  • Flexibility: You can choose to pay any amount that suits your budget, as long as it meets the minimum monthly repayment amount set by PTPTN.

How to repay PTPTN online using Maybank2u?

To repay your PTPTN loan online using Maybank2u, follow these 5 easy steps:

Step 1: Log in to your Maybank2u account

Go to Maybank2u and log in with your username and password.

Step 2: Go to Bill Payment and select PTPTN

Click on “Account & Banking” on the top menu bar, then click on “Bill Payment” and “Make One Off Payment”. Under the category of “Education & Education Loans”, select “PTPTN-Bayaran Balik Pinjaman Pendidikan”.

Step 3: Enter your payment details

Fill in the required fields, such as:

  • From Account: Select the Maybank account that you want to use for the payment.
  • Amount (RM): Enter the amount that you want to pay. Make sure it is not less than the minimum monthly repayment amount set by PTPTN.
  • Effective Date: Select the date that you want the payment to be made. You can choose today’s date or a future date.
  • Biller Code: Enter 3608 for PTPTN.
  • Ref-1: Enter your PTPTN account number. You can find it on your loan agreement or statement.
  • Ref-2: Enter your IC number.

Step 4: Confirm your payment

Review your payment details and click on “Continue”. You will be asked to enter a TAC (Transaction Authorization Code) that will be sent to your registered mobile phone number. Enter the TAC and click on “Confirm”.

Step 5: Save or print your receipt

You will see a confirmation page with your payment details and a reference number. You can save or print this page as a receipt for your reference. You can also check your payment status on your Maybank2u account or on the myPTPTN app.


Repaying your PTPTN loan online using Maybank2u is easy and convenient. By following these 5 steps, you can save time and money, and also fulfill your responsibility as a borrower. Remember to pay your PTPTN loan regularly and on time, so you can enjoy the benefits of good credit rating and avoid penalties.

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Amir Zulkarnain
Amir Zulkarnain

Amir Zulkarnain, a tech enthusiast, provides insightful articles on the latest technological trends. Passionate about innovation, Amir offers a fresh perspective on the ever-evolving tech landscape.

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