BigPay is a prominent fintech brand in Malaysia, offering a wide range of digital banking services. It consists of both a physical prepaid card and a feature-rich eWallet. Here’s a brief overview of BigPay’s key features and services:
- Physical Prepaid Card: BigPay provides a physical prepaid card that can be used for both online and offline purchases. It’s widely accepted wherever Mastercard is recognized.
- eWallet: BigPay’s eWallet allows users to manage their finances digitally. You can use it for various purposes, including cashless payments, remittance services, and even digital personal loans.
- DuitNow QR: This feature enables users to make payments at merchants displaying the DuitNow QR code. It simplifies the payment process and is part of the national QR code standard.
- DuitNow Transfer: With DuitNow Transfer, users can instantly transfer funds to other bank accounts and supported eWallets via DuitNow. It offers a quick and convenient way to send money.
- Financial Limits: BigPay imposes certain limits to ensure security. As of the latest available information, the maximum wallet size is RM20,000, and there’s a daily limit of RM10,000 for DuitNow QR payments to merchants. For DuitNow QR P2P transfers and DuitNow Transfers (to other bank accounts or DuitNow IDs), there’s a combined daily limit of RM30,000.
BigPay’s combination of a physical card and a versatile eWallet makes it a popular choice for various banking and payment needs in Malaysia. Users can enjoy the convenience of digital transactions and the flexibility of a physical card, all while benefiting from the security features offered by BigPay.
Transferring money from your bank account to your BigPay eWallet in Malaysia is a straightforward process, and there are multiple methods available for your convenience. Below are five ways to accomplish this:
1. Online Banking
One of the most convenient methods to transfer money to your BigPay eWallet is through online banking. Here are the steps to follow:
- Log in to your online banking account via your browser or banking app.
- Select the option for funds transfer or payments.
- Choose BigPay as the recipient or beneficiary.
- Enter your BigPay account number (available on your BigPay profile page or card).
- Specify the amount you wish to transfer.
- Confirm the transaction using your PIN or OTP (One-Time Password) if required.
- Once the transaction is complete, you will receive a notification in your BigPay app confirming the credit.
2. DuitNow QR
DuitNow QR is a convenient method to transfer money from your bank account to your BigPay eWallet. Here’s how it works:
- Open your BigPay app and navigate to your profile page.
- Tap on the QR code icon located in the top right corner to access your personal DuitNow QR code.
- Use your online banking app that supports DuitNow QR scanning.
- Select the option to scan a QR code or make a payment using a QR code.
- Use your phone’s camera to scan your personal DuitNow QR code from the BigPay app.
- Enter the desired amount you want to transfer.
- Confirm the transaction with your PIN or OTP.
- You will receive a notification in your BigPay app once the money is credited to your eWallet.
3. DuitNow Transfer
DuitNow Transfer allows you to transfer funds directly to your BigPay eWallet. Follow these steps:
- Open your online banking app that supports DuitNow Transfer.
- Choose the option for funds transfer or payments via DuitNow.
- Select the type of DuitNow ID you want to use (such as mobile number, IC number, passport number, or account number).
- Enter your recipient’s DuitNow ID, which can be found on their BigPay profile page or card.
- Specify the amount you wish to transfer.
- Confirm the transaction with your PIN or OTP.
- Once the transaction is complete, you will receive a notification in your BigPay app confirming the credit.
4. PayPal
You can also transfer money from your bank account to your BigPay eWallet via PayPal. Here’s how:
- Log in to your PayPal account through the PayPal website or mobile app.
- Navigate to your wallet and select “Transfer to your bank,” typically located beneath your PayPal balance summary.
- Choose the amount you want to transfer and click “Continue.”
- Select your linked Maybank account (or any other Malaysian bank account) to deposit the funds into.
- Confirm that the details are correct and click “Confirm.”
- Log in to your online banking account via your browser or banking app.
- Follow the instructions outlined in Method 1 to transfer funds from your bank account to your BigPay eWallet.
5. BigPay to BigPay
If you have another funded BigPay account, you can transfer money between your BigPay eWallets. Here’s how:
- Open the BigPay app that is linked to your bank account.
- Choose the recipient, which should be your other BigPay account.
- Enter the total amount you want to transfer.
- Confirm the payment.
- You will receive a notification in your other BigPay app once the money is credited.
By utilizing one of these methods, you can easily transfer money from your bank account to your BigPay eWallet in Malaysia. Each option offers convenience and flexibility, allowing you to select the method that best suits your needs.
We hope this guide has been informative and assists you in making secure and hassle-free transfers to your BigPay eWallet. If you have any questions or feedback, please feel free to leave a comment below. Thank you for reading!