How to Login to the iRakyat Mobile Banking from Bank Rakyat

Try the iRakyat Mobile Banking App if you’re seeking for a convenient method to access your Bank Rakyat accounts.

This application serves as the official mobile banking platform for Bank Rakyat, one of Malaysia’s biggest Islamic cooperative banks.

You may carry out a number of banking operations with this app, including paying bills, transferring money, and monitoring your account balance. This post will demonstrate how to use your smartphone or tablet to log into the iRakyat Mobile Banking App.

What You Need

You must have the following before you can log in to the iRakyat Mobile Banking App:

• A Bank Rakyat account with an ATM card or a temporary ID
• A smartphone or tablet with Android 9.0 or higher
• The iRakyat Mobile Banking App installed on your device. You can download it from Google Play Store here.
• A registered phone number and TPIN (Transaction Personal Identification Number) that you have set up at any Bank Rakyat ATM

How to Login

You can sign in to the iRakyat Mobile Banking App using either your ATM card or a temporary ID. The stages for each approach are as follows:

Using Your ATM Card

1. Open the iRakyat Mobile Banking App on your device and tap on LOGIN > PERSONAL BANKING.
2. Tap on FIRST TIME REGISTRATION / Register and select KAD ATM (my debit card).
3. Enter the information on your ATM card, such as card number, expiry date, and CVV.
4. Enter your phone number that you have registered at the ATM and your TPIN that you have set up at the ATM.
5. Tap on NEXT and follow the instructions on the screen to complete your registration.
6. Once you have registered, you can login using your username and password that you have created.

Using Your Temporary ID

1. Open the iRakyat Mobile Banking App on your device and tap on LOGIN > PERSONAL BANKING.
2. Tap on FIRST TIME REGISTRATION / Register and select TEMPORARY ID.
3. Enter your temporary ID that you have obtained from any Bank Rakyat branch or online banking.
4. Enter your phone number that you have registered at the branch or online banking and your TPIN that you have set up at the branch or online banking.
5. Tap on NEXT and follow the instructions on the screen to complete your registration.
6. Once you have registered, you can login using your username and password that you have created.

How to Secure Your Login

You must enable iSecure, a two-factor authentication feature that needs you to provide a one-time password (OTP) texted to your phone each time you login or carry out specific transactions, in order to ensure the security of your login. The steps to activate iSecure are as follows:

1. Login to the iRakyat Mobile Banking App using your username and password.
2. Tap on MENU > PROFILE MAINTENANCE > iSECURE ACTIVATION.
3. Enter your TPIN and tap on NEXT.
4. Select your preferred delivery method for OTP: SMS or EMAIL.
5. Enter your phone number or email address that you want to receive OTP and tap on NEXT.
6. Confirm your details and tap on SUBMIT.
7. You will receive an OTP via SMS or email. Enter it in the app and tap on SUBMIT.
8. You have successfully activated iSecure.

Conclusion

Customers of Bank Rakyat who want to manage their accounts whenever and wherever they are can do so with the help of the iRakyat Mobile Banking App.

You may quickly log into the app and use its features by taking the steps above. However, you can call Bank Rakyat’s customer service at 1-300-80-5454 or visit their website at www.irakyat.com.my if you run into any issues or have any inquiries.