If you’ve linked your Tabung Haji account with an Islamic bank account in Malaysia and wish to delink them for any reason, you have a few options to consider. Delinking your accounts can be done through different methods, each with its own advantages and considerations. Here are three ways to delink your Tabung Haji account from an Islamic bank:
1. Visit the Nearest Tabung Haji Branch:
Pros:
- You can receive immediate confirmation and a receipt.
- You have the opportunity to ask questions and seek clarifications from the branch staff.
- You can update your personal details or change your password simultaneously.
Cons:
- You need to physically travel to the branch, which may require time and effort.
- You must adhere to the branch’s operating hours.
- There may be potential delays or errors associated with human factors.
To proceed with this method, visit the nearest Tabung Haji branch and complete the necessary forms. Be sure to bring your identification card (IC) and your bank card for verification.
2. Contact the Tabung Haji Hotline:
Pros:
- You can initiate the delinking process from anywhere and at any time.
- You can save time and travel expenses.
- You may receive instant feedback and confirmation.
Cons:
- You need access to a reliable phone connection and adequate phone credit.
- There’s a possibility of long waiting times or disconnections when calling customer service.
- Misunderstandings or miscommunications may occur due to language barriers.
To use this method, call the Tabung Haji hotline at 03-6207 1919. During the call, you will be required to provide your IC number, bank account number, and Tabung Haji account number. A customer service representative will verify your identity and assist you in the delinking process.
3. Utilize the Bank Islam Online Banking Portal:
Pros:
- You can complete the delinking process at your own convenience.
- You can reduce the likelihood of human errors and avoid hassles.
- Access to other online banking features is available.
Cons:
- You need a stable internet connection and access to a compatible device.
- You must remember your online banking username and password.
- Technical glitches or security risks may arise, although they are typically rare.
To proceed using this method, follow these steps:
- Visit the Bank Islam online banking portal at https://www.bankislam.biz/.
- Log in with your online banking username and password.
- Navigate to the “Tabung Haji” section, where you should find an option to “Delink TH Account.”
- Click on the option and follow the provided instructions to complete the delinking process.
Considerations:
Before delinking your Tabung Haji account from an Islamic bank, take into account the advantages of linking, including the ease of fund transfers, quicker payment of Haj fees and deposits, and convenient access to Haj-related information and services.
If you are concerned about scams or fraud, it’s essential to stay vigilant and safeguard your savings. Regularly change your online banking password, use strong and unique passwords, and monitor your account for any unauthorized transactions. Report any suspicious activities immediately.
Furthermore, be aware of recent developments in the regulation of Tabung Haji. The Finance Ministry has announced that Tabung Haji will be regulated by Bank Negara Malaysia (BNM) as an interim measure until the findings of the Royal Commission of Inquiry (RCI) are presented. This move is intended to enhance governance and prevent any misuse of funds.
Ultimately, the method you choose for delinking your accounts should align with your specific needs and preferences.