If you happen to be a CIMB customer in Malaysia, you might be eager to enhance the security of your CIMB Clicks app on your smartphone. This app serves as a reliable and user-friendly means to manage your accounts, conduct fund transfers, settle bills, and more. However, ensuring that you’ve enabled its security features is crucial to safeguarding your transactions against potential fraudsters.
Within this article, we’ll guide you through a simple, 5-step process to activate the security features of the CIMB Clicks app in Malaysia. Moreover, we’ll delve into the significance of these features and provide insights into how they operate.
What are the security features of the CIMB Clicks app?
The CIMB Clicks app boasts two primary security features: the Digital Token and Scan To Pay functionality.
The Digital Token is an invaluable feature that empowers you to generate One-Time-Passwords (OTPs) directly on your smartphone, eliminating the need for SMS or a physical token. These OTPs play a vital role in authenticating your login and transactions within the CIMB Clicks app or website.
Here are the key advantages of utilizing Digital Token:
- Enhanced Security: It surpasses SMS-OTP and physical tokens in security since it cannot be intercepted or stolen by hackers.
- Convenience: No more waiting for SMS or carrying a physical device; it’s a hassle-free solution.
- Cost-Effective: Bid farewell to SMS charges or the need for physical token replacements.
Scan To Pay
The Scan To Pay feature streamlines your payment process by allowing you to simply scan a QR code using your smartphone’s camera. These QR codes can be generated by the merchant or created within the CIMB Clicks app.
Here’s why you should embrace Scan To Pay:
- Security: Bid adieu to the need to divulge your card details or PIN; it’s safer than cash or cards.
- Convenience: No more carrying cash or cards; everything you need is on your smartphone.
- Rewards: Enjoy enticing cashback and rewards from CIMB’s partner merchants.
How to Activate CIMB Clicks App Security Features
Activating the CIMB Clicks app security features is a breeze. Just follow these 5 simple steps:
- Download and Install: Get the latest version of the CIMB Clicks app from either Google Play Store or Apple App Store and install it on your smartphone.
- Log In: Launch the app and log in using your User ID and Password.
- Access Security Settings: Navigate to “More” at the bottom right corner of the screen and select “Security Settings.”
- Activate Digital Token: Choose “Activate Digital Token” and follow the on-screen prompts. You’ll need to input your ATM/Debit/Credit Card Number, PIN, and verify your mobile number.
- Activate Scan To Pay: Select “Scan To Pay” and follow the on-screen instructions. Set up a 6-digit PIN for Scan To Pay transactions.
Congratulations! You’ve now successfully activated the CIMB Clicks app security features in Malaysia. Enjoy safer and more convenient banking with CIMB.
How to Use CIMB Clicks App Security Features
To utilize these security features effectively, follow these straightforward steps:
- Login: When logging into the CIMB Clicks app or website, tap “Generate OTP” within the app and enter the OTP on the login screen.
- Transactions: For transactions on the CIMB Clicks app or website, tap “Generate TAC” in the app and enter the TAC on the transaction screen.
Scan To Pay
- Payment: To pay a merchant with Scan To Pay, tap “Scan To Pay” within the app and scan the merchant’s displayed QR code. Enter your 6-digit PIN and confirm the payment details.
- Receive Payments: To receive payments, tap “Scan To Pay,” select “Receive Money,” generate a QR code with your desired amount, and let the payer scan it with their smartphone.
The security features of the CIMB Clicks app in Malaysia are meticulously crafted to provide you with a secure, convenient, and rewarding online banking experience. By activating and embracing these features, you fortify your accounts against potential fraud and simplify your transactions with CIMB.
We hope this comprehensive guide has clarified how to activate and leverage these features. Should you have any queries or wish to provide feedback, please don’t hesitate to contact us at +603 6204 7788 or visit our website at https://www.cimbclicks.com.my/. Your security and convenience are our top priorities.