How to Make Money with 3 Apps Without Capital in Malaysia

Do you want to earn some extra income without investing any money upfront? If yes, then you might be interested in learning how to make money with apps without capital in Malaysia. Apps are one of the easiest and most accessible ways to generate passive income online, especially if you have a smartphone or a PC and an internet connection.

In this article, we will share with you some of the best apps that you can use to make money online in Malaysia, whether you want to do surveys, share content, sell products, or create courses. We will also give you some tips on how to succeed in this field and avoid common pitfalls. Let’s get started!

Why Make Money with Apps?

Making money with apps has many benefits, such as:

  • Get started with these apps without any upfront investment or specialized expertise. Most apps are readily available for download and use, and you don’t need any technical or professional skills. Simply follow the provided instructions and complete the assigned tasks.
  • Experience the freedom to work on your terms, from anywhere and at any time, as long as you have an internet connection. Whether you prefer working from the comfort of your home, a nearby cafe, or while on the move, the choice is yours.
  • Tap into the potential for passive income. Some apps allow you to earn money even when you’re not actively using them, through methods like sharing bandwidth, selling eBooks, or creating online courses. This means you can generate income with minimal effort on your part.
  • Gain new skills and valuable experience. Earning through these apps offers a chance to enhance your abilities and knowledge across various domains, such as marketing, writing, teaching, or gaming. Additionally, you can establish an online portfolio and reputation, opening doors to more opportunities in the future.

How to Make Money with Apps Without Capital in Malaysia?

There are many apps that you can use to make money online in Malaysia, but we have selected some of the best ones based on their popularity, reliability, and potential income. Here they are: is a global app that pays you for completing surveys and sharing your unused bandwidth. You can earn up to $5 per survey and up to $50 per month for sharing your bandwidth. You can withdraw your earnings via PayPal or Bitcoin once you reach $5.

To start making money with, you need to download the app from their website and create an account. Then, you can browse the available surveys and choose the ones that suit your interests and preferences. You can also enable the bandwidth sharing feature in the app settings and let it run in the background while you use your device normally. is a great app for making money online in Malaysia because it is available worldwide and has a low withdrawal threshold. It also has a referral program that allows you to earn 10% of your referrals’ earnings for life.


Accesstrade is a leading affiliate marketing platform in Southeast Asia that connects advertisers and publishers. You can earn money by promoting products or services from various categories, such as e-commerce, travel, finance, education, gaming, and more.

To start making money with Accesstrade, you need to sign up on their website and choose the campaigns that match your niche and audience. Then, you need to generate your unique affiliate links and share them on your website, blog, social media, or any other online platforms. You will earn a commission every time someone clicks on your link and makes a purchase or performs an action.

Accesstrade is a great app for making money online in Malaysia because it has a wide range of advertisers and offers high commissions. It also provides support and training for publishers to help them optimize their performance and earnings.


Udemy is a popular online learning platform that allows anyone to create and sell courses on various topics, such as business, design, development, health, music, photography, and more. You can earn money by sharing your knowledge and skills with millions of students around the world.

To start making money with Udemy, you need to create an account on their website and upload your course content. You can set your own price for your course and keep 97% of the revenue if you bring your own students or 50% if Udemy brings them for you. You can also earn extra income by joining Udemy’s affiliate program or creating paid quizzes or practice tests for your courses.

Udemy is a great app for making money online in Malaysia because it has a large and diverse audience and offers high-quality tools and resources for course creation and promotion. It also allows you to earn passive income by selling your courses repeatedly.

Tips for Making Money with Apps Without Capital in Malaysia

Making money with apps without capital in Malaysia is not as easy as it sounds. You need to be consistent, patient, and strategic to succeed in this field. Here are some tips that can help you:

  • Select apps aligned with your skills, interests, and goals. Focus on mastering those you excel at and genuinely enjoy. For instance, if you’re passionate about writing, leverage apps like Accesstrade or Udemy to create and sell online content. Gamers can use or Twitch to stream gameplay and earn through ads or donations.
  • Research thoroughly and learn from experts. Before diving into any app, grasp its functionality and the best practices for maximizing earnings. Gain insights from experienced users through reviews, blogs, or videos to refine your approach.
  • Embrace creativity and uniqueness. Instead of copying others, craft original and valuable content or products to stand out and attract a larger audience. Infuse your personality and style for added appeal.
  • Exercise patience and persistence. Instant wealth is unlikely; prepare for prolonged effort. It may take months or even years to witness substantial results. Stay committed, continuously enhance your skills and strategies, and adapt to evolving market trends.


Making money with apps without capital in Malaysia is possible and rewarding if you know how to do it right. You can use apps like, Accesstrade, or Udemy to earn money by completing surveys, sharing content, selling products, or creating courses online. You just need to choose the apps that suit your skills, interests, and goals, do your research and learn from others, be creative and original, and be persistent and patient.

We hope this article has given you some useful information and ideas on how to make money with apps without capital in Malaysia. If you have any questions or comments, feel free to leave them below. We would love to hear from you!

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