how to pay ptptn using bank islam online jompay

How to Pay PTPTN Using Bank Islam Online JomPAY in 5 Easy Steps

If you’re a PTPTN borrower in Malaysia, you can conveniently pay your PTPTN loan using Bank Islam’s online JomPAY service. JomPAY is a secure and widely accepted online payment method that allows you to settle your bills from any bank in Malaysia. In this article, we’ll guide you through the process in 5 easy steps.

Why Pay PTPTN Using JomPAY?

Before we dive into the steps, let’s briefly discuss the advantages of using JomPAY to pay your PTPTN loan:

  • Convenience: JomPAY enables you to make payments at any time and from anywhere, using your preferred bank account.
  • Security: It’s a secure and trusted payment method widely used in Malaysia.
  • No Extra Charges: JomPAY transactions typically do not incur additional fees or charges.
  • Payment History: You can easily track your payment history and confirmations online.
  • JomPAY & Win! 2023 Campaign: By making payments via JomPAY, you can participate in the JomPAY & Win! 2023 campaign, where you have the chance to win cash prizes. The campaign runs from 17 July 2023 to 16 September 2023.

Now, let’s proceed with the 5 easy steps to pay your PTPTN loan using Bank Islam’s online JomPAY service.

How to Pay PTPTN Using Bank Islam Online JomPAY in 5 Easy Steps

Step 1: Log in to Your Bank Islam Online Banking Account

Start by logging in to your Bank Islam online banking account. Visit the Bank Islam website at and click on the “Login” button located at the top right corner. Enter your username and password, and then click “Login.”

Step 2: Navigate to the “Bill Payment” Section

Once you’ve successfully logged in, navigate to the “Bill Payment” section. Look for this option in the left sidebar menu. Click on “Bill Payment” to proceed.

Step 3: Select “JomPAY” as the Payment Option

Within the “Bill Payment” section, you’ll find various payment options. Look for and select “JomPAY” as your preferred payment method.

Step 4: Enter the Biller Code and Ref-1 (NRIC/Passport Number)

To make a payment to PTPTN using JomPAY, you’ll need to enter specific information:

  • Biller Code: Enter the Biller Code for PTPTN, which is usually 3608.
  • Ref-1: In this field, enter your NRIC (National Registration Identity Card) number or passport number. You can obtain this information from the official PTPTN website at

Fill in the Biller Code and Ref-1 fields accurately, and then click “Next” to proceed.

Step 5: Enter the Payment Amount and Confirm the Transaction

In this step, you need to specify the payment amount for your PTPTN loan. Ensure that the amount meets the minimum requirement, which is RM100, if you wish to participate in the JomPAY & Win! 2023 campaign.

Once you’ve entered the payment amount, review the details, and confirm the transaction by clicking the “Confirm” button.

Step 6: Verify Payment Status and Receipt

After confirming the payment, you’ll receive a confirmation message indicating that your payment was successful. To verify your payment status and access your receipt:

  • Navigate to the “Payment Status” tab within the left sidebar menu.
  • You should see a confirmation message that your payment has been processed successfully.
  • If desired, you can download or print your payment receipt by clicking the “Download Receipt” or “Print Receipt” buttons.

Congratulations! You’ve successfully made your PTPTN loan payment using Bank Islam’s online JomPAY service.


Paying your PTPTN loan via Bank Islam’s online JomPAY service is a convenient and efficient way to fulfill your financial obligations. Additionally, participating in the JomPAY & Win! 2023 campaign can provide you with the opportunity to win cash prizes.

Don’t delay—make your PTPTN loan payment today using Bank Islam’s online JomPAY service and increase your chances of winning big!





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