Transfer Money from Public Bank ATM to Other Malaysian Banks in 5 Steps

If you want to send money from your Public Bank account to another Malaysian bank account, you can do so conveniently at an ATM. Here are the five straightforward steps to follow:

Step 1: Go to an ATM and insert your Public Bank debit card

You can use any ATM that accepts MEPS cards, not just Public Bank ATMs. Ensure that your account has enough funds to cover the transfer amount and the service fee.

Step 2: Choose your language preference

You can pick either English or Bahasa Malaysia for the ATM menu. Simply use the arrow keys to select your preferred language and press ENTER.

Step 3: Enter your PIN and select “FUND TRANSFER”

To access your account, input your 6-digit PIN. Then, from the main menu, select “FUND TRANSFER.” You’ll see two options: “TO OWN ACCOUNT” or “TO OTHER BANK ACCOUNT.” Choose “TO OTHER BANK ACCOUNT.”

Step 4: Input the recipient’s bank name, account number, and amount

You’ll need to provide the following details for the fund transfer:

  • The recipient’s bank name, which you can select from a list of banks supporting Interbank GIRO (IBG) or Instant Transfer (IT). IBG transfers take up to one business day, while IT transfers are immediate. Note that IT transfers might have a higher fee than IBG transfers.
  • The recipient’s full account number, including any prefixes or suffixes. Ensure accuracy because you cannot reverse the transfer once confirmed.
  • The amount you wish to transfer, up to your daily limit. You can adjust your daily limit online at the PBe website under “Profile Maintenance/Manage Profile/Change Limit/Change Daily Limit.”

Step 5: Confirm the transfer details and get your receipt

Before confirming the transfer, you’ll see a summary of the transaction on the screen. Verify all details, particularly the recipient’s bank name and account number. If changes are needed, press “CANCEL” and start over. If everything is correct, press “ENTER” to confirm. You’ll receive a confirmation message and a reference number on the screen. You can also print a receipt for your records.

Congratulations, you’ve successfully transferred money from your Public Bank account to another Malaysian bank account using an ATM!

Why choose Public Bank for fund transfers?

Public Bank is one of Malaysia’s largest banks, boasting more than 250 branches and 1,800 ATMs nationwide. It offers competitive fees and rates for fund transfers, along with a fast and secure service. Additionally, you can enjoy these benefits:

  • Free fund transfers to Public Bank accounts through PBe online banking or the PB engage mobile app.
  • Free IBG transfers via PBe online banking or the PB engage mobile app from 12:00 a.m. to 8:00 a.m.
  • Free IT transfers for senior citizens and disabled individuals through PBe online banking or the PB engage mobile app.
  • Free IT transfers for PB Savings Account-i holders via PBe online banking or the PB engage mobile app.

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Amir Zulkarnain
Amir Zulkarnain

Amir Zulkarnain, a tech enthusiast, provides insightful articles on the latest technological trends. Passionate about innovation, Amir offers a fresh perspective on the ever-evolving tech landscape.

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