5 Easy Steps to Check Tabung Haji, Maybank, and Bank Islam Dividends

If you are a Malaysian who has savings or investments in Tabung Haji, Maybank, or Bank Islam, you might be wondering how to check your dividends for the year 2023. Dividends are a portion of the profits that these institutions share with their depositors or shareholders. Dividends can help you grow your wealth and achieve your financial goals.

In this article, we will show you how to check your dividends for Tabung Haji, Maybank, and Bank Islam in Malaysia in 5 easy steps. We will also provide you with some tips on how to maximize your dividends and compare the dividend rates of these institutions.

Step 1: Know the Dividend Announcement Dates

The first step to check your dividends is to know when they are announced. Different institutions have different schedules for announcing their dividends. Here are the dividend announcement dates for Tabung Haji, Maybank, and Bank Islam in 2023:

  • Tabung Haji: 28 April 2023
  • Maybank: 26 February 2023
  • Bank Islam: 25 March 2023

You can follow the news or visit the official websites of these institutions to get the latest updates on their dividend announcements.

Step 2: Know the Dividend Rates

The second step to check your dividends is to know the dividend rates. Dividend rates are the percentage of profits that are distributed to the depositors or shareholders. Dividend rates can vary depending on the performance of the institutions and the market conditions.

Here are the dividend rates for Tabung Haji, Maybank, and Bank Islam in 2023:

  • Tabung Haji: 3.10% (after zakat deduction)
  • Maybank: 13.5 sen per share
  • Bank Islam: 12.6 sen per share

These dividend rates are based on the financial year ending on 31 December 2022. You can compare these dividend rates with the average Islamic fixed deposit rate of 2.34% for 12 months to see how they perform.

Step 3: Know Your Account Balance

The third step to check your dividends is to know your account balance. Your account balance is the amount of money that you have deposited or invested in these institutions. Your account balance determines how much dividends you will receive.

To know your account balance, you can use any of these methods:

  • Online banking: You can log in to your online banking account and view your account balance.
  • Mobile app: You can download and use the mobile app of these institutions and view your account balance.
  • ATM: You can use your ATM card and PIN to access any ATM machine and view your account balance.
  • Branch: You can visit any branch of these institutions and request your account balance.

Step 4: Calculate Your Dividends

The fourth step to check your dividends is to calculate your dividends. Your dividends are calculated by multiplying your account balance by the dividend rate. For example, if you have RM10,000 in Tabung Haji, your dividends for 2023 will be:

RM10,000 x 0.031 = RM310

You can use a calculator or a spreadsheet to calculate your dividends for Tabung Haji, Maybank, and Bank Islam.

Step 5: Check Your Dividend Crediting Date

The fifth and final step to check your dividends is to check your dividend crediting date. Dividend crediting date is the date when the dividends are credited into your account. You can check your dividend crediting date by using any of these methods:

  • Online banking: You can log in to your online banking account and view your transaction history.
  • Mobile app: You can download and use the mobile app of these institutions and view your transaction history.
  • SMS: You can register for SMS notification service and receive an SMS when your dividends are credited.
  • Email: You can register for email notification service and receive an email when your dividends are credited.

Here are the dividend crediting dates for Tabung Haji, Maybank, and Bank Islam in 2023:

  • Tabung Haji: 29 April 2023
  • Maybank: 27 February 2023
  • Bank Islam: 26 March 2023

You can also visit any branch of these institutions and request a statement of account to confirm your dividend crediting date.

Conclusion

We hope this article has helped you learn how to check your dividends for Tabung Haji, Maybank, and Bank Islam in Malaysia in 5 easy steps. Dividends are a great way to increase your income and savings. However, you should also diversify your portfolio and invest in other products that suit your risk appetite and financial objectives.

If you have any questions or feedback, please leave a comment below. Thank you for reading and happy investing!

Share this article:
Amir Zulkarnain
Amir Zulkarnain

Amir Zulkarnain, a tech enthusiast, provides insightful articles on the latest technological trends. Passionate about innovation, Amir offers a fresh perspective on the ever-evolving tech landscape.

Leave a Comment