If you are an AmBank customer who uses AmOnline for your online banking needs, you might want to know how to increase your transaction limit for various purposes. Whether you want to transfer money to other accounts, pay your bills, top up your prepaid, or shop online, you can adjust your transaction limit according to your preference and convenience.
In this article, I will show you how to change your AmBank transaction limit using AmOnline in Malaysia in 5 easy steps. You can do this anytime and anywhere using your smartphone or computer. Plus, I will also share some tips on how to make the most of your AmOnline experience.
Step 1: Log in to AmOnline
The first step is to log in to your AmOnline account using your username and password. If you have not registered for AmOnline yet, you can do so by following the instructions here.
If you are using the AmOnline app on your mobile device, you can also log in using Quick Access, which allows you to use Face ID, Touch ID, or Fingerprint authentication instead of typing your password. This is a convenient and secure way to access your account without having to remember your password.
Step 2: Go to Profile and Settings
Once you are logged in, tap or click on the menu icon at the top left corner of the screen. Then, select Profile and Settings from the list of options.
This will take you to a page where you can manage your personal details, security settings, preferences, and transaction limits.
Step 3: Tap or Click on Transaction Limit
On the Profile and Settings page, tap or click on Transaction Limit. This will show you the current default and maximum limits for different types of transactions that you can perform using AmOnline.
You can see the limits for transfers to own or other AmBank accounts, IBG/DuitNow/QR transfers, overseas account transfers, bill payments/JomPAY, prepaid top up, AmInvestment Bank, FPX/online shopping, wealth unit trust investment, and FPX specific merchant.
You can also see the Quick Access Limit, which is the maximum amount that you can transfer using Quick Access without entering your password or AmSecure code.
Step 4: Change Your Transaction Limit
To change your transaction limit for any type of transaction, tap or click on the Edit icon next to it. Then, enter the new limit that you want to set and tap or click on Save.
You can change your transaction limit up to the maximum limit allowed by AmBank. The maximum limit may vary depending on the type of transaction and the bank or provider that you are transferring to.
For example, the maximum limit for transfers to other AmBank accounts is RM50,000.00 per day, while the maximum limit for transfers to overseas accounts is RM10,000.00 per day.
You can also change your Quick Access Limit up to RM250.00 per transaction.
Step 5: Confirm Your Changes
After you have changed your transaction limit for any type of transaction, you will need to confirm your changes by entering your password or AmSecure code.
AmSecure is a feature that provides an extra layer of security for your online transactions. It generates a unique code that you need to enter before completing a transaction. You can receive the code via SMS or push notification on your mobile device.
Once you have entered your password or AmSecure code, tap or click on Confirm. You will see a message that says “Transaction Limit Updated Successfully”.
Congratulations! You have successfully changed your AmBank transaction limit using AmOnline in Malaysia.
Tips on Using AmOnline
Now that you know how to change your AmBank transaction limit using AmOnline in Malaysia, here are some tips on how to make the most of your online banking experience:
- You can use DuitNow to transfer money instantly to any bank account in Malaysia using just a mobile number, NRIC number, passport number, or business registration number. You can also use DuitNow QR to scan and pay merchants or individuals using a QR code.
- You can use FPX to pay for your online purchases from participating merchants using funds from your bank account. You can also use FPX Specific Merchant to pay for specific services such as Tabung Haji or ASNB.
- You can use Telegraphic Transfer (TT) to transfer money overseas in foreign currency. You will need to provide the recipient’s bank details and purpose of payment.
- You can use Repeat with a Swipe to repeat a past transaction without having to save it as a favourite. Just search for the transaction in your history and swipe left to repeat it.
- You can control your debit card and credit card settings on AmOnline. You can increase your credit card limit, reset your PIN, block your card, enable online purchases, and enable overseas spending.
Changing your AmBank transaction limit using AmOnline in Malaysia is easy and convenient. You can do it anytime and anywhere using your smartphone or computer. You can also enjoy other features and benefits of AmOnline such as DuitNow, FPX, TT, Repeat with a Swipe, and card control.
I hope this article has helped you learn how to change your AmBank transaction limit using AmOnline in Malaysia. If you have any questions or feedback, please leave a comment below.
Thank you for reading and happy banking!