how to change bank rakyat transaction limits online

How to Increase Your Bank Rakyat Transaction Limits Online in 5 Easy Steps

If you are a Bank Rakyat customer in Malaysia and need to increase your transaction limits for online banking, this guide will show you how to do it using i-Rakyat, the bank’s internet banking service. Increasing your transaction limits allows you to perform larger transfers and payments conveniently. Here are the steps:

Step 1: Log in to i-Rakyat

Visit the i-Rakyat website at and log in using your username and password. If you haven’t registered for i-Rakyat yet, you can do so on the same website by clicking on “First Time Login.”

Step 2: Access Transaction Limits

After logging in, click on “Transaction Limits” in the main menu.

Step 3: Select Daily Limits Maintenance

Under Transaction Limits, select “Daily Limits Maintenance.”

Step 4: Set Your New Limits

In the Daily Limits Maintenance section, you’ll see various types of transactions with their current limits. To increase a particular limit, click the “Change” button next to it.

You can set new limits based on your preferences. Bank Rakyat allows you to set a daily limit ranging from a minimum of RM1 to a maximum of RM55,000 for each type of transaction.

Step 5: Confirm Changes with TAC

Once you’ve set your new limits, you’ll need to confirm the changes by entering a Transaction Authorization Code (TAC). Request the TAC by clicking “Request TAC.” A 6-digit TAC code will be sent to your registered mobile phone number.

Enter the TAC code in the provided field and click “Confirm” to save your new transaction limits.

Congratulations! You’ve successfully increased your Bank Rakyat transaction limits online.

Additional Information:

  • Fees and Charges: Keep in mind that there may be fees and charges associated with certain types of transactions, and these fees are subject to 6% SST (if applicable). Be sure to check the bank’s latest fee schedule for specific details.
  • Crediting Time: The crediting time for transactions can vary based on the type of transaction and the receiving bank. For example, Instant Transfers (IBFT) over i-Rakyat and ATM machines typically have immediate crediting times.
  • Latest News: Stay informed about any updates or changes to transaction limits or banking regulations through official bank communications and announcements.

Increasing your transaction limits online provides you with greater flexibility and convenience in managing your finances. If you have any questions or encounter any issues during the process, it’s advisable to contact Bank Rakyat’s customer support for assistance.

Please note that transaction limits and procedures may change over time, so it’s essential to refer to the most recent information provided by Bank Rakyat for the most accurate and up-to-date guidance.






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