Are you looking for a convenient way to open a bank account in Malaysia without having to visit a branch? If yes, then you might want to consider Hong Leong Bank, one of the leading banks in the country. Hong Leong Bank offers a variety of products and services to suit your needs, such as savings accounts, current accounts, fixed deposits, credit cards, personal loans, and more. And the best part is, you can apply for them online using your smartphone or computer!
In this article, we will show you how to open a Hong Leong Bank account online in Malaysia in just 5 easy steps. You will also learn about the benefits of banking with Hong Leong Bank and some tips to make your online banking experience more secure and enjoyable.
Step 1: Download Apply@HLB App
The first step to open a Hong Leong Bank account online is to download the Apply@HLB app from Google Play Store or Apple Store. This app allows you to apply for various Hong Leong Bank products and services online, such as savings accounts, current accounts, fixed deposits, credit cards, personal loans, and more.
To download the app, simply scan the QR code below or search for “Apply@HLB” in your app store.
Step 2: Key in Your NRIC Number and Mobile Number
Once you have downloaded the app, launch it and key in your NRIC number and mobile number. You will receive a one-time password (OTP) via SMS to verify your identity. Enter the OTP and proceed to the next step.
Step 3: Select the Type of Account You Need
After verifying your identity, you can select the type of account you need from the list of available products and services. For example, if you want to open a savings account, you can choose from Basic Savings Account-i, Pay&Save Account-i, Junior Savings Account-i, or Senior Savers Flexi Account-i.
You can also compare the features and benefits of each account type by tapping on the “Compare” button at the bottom of the screen.
Step 4: Scan Your MyKad and Take a Selfie
Next, you need to scan your MyKad (both front and back) and take a selfie using your smartphone camera. This is to verify your identity and prevent fraud. Make sure that your MyKad and face are clear and visible in the images.
Step 5: Fill in Your Details to Create Your Profile
Finally, you need to fill in your details to create your profile. This includes your personal information, contact information, employment information, income information, and preferred branch. You can also choose your username and password for HLB Connect online banking and mobile banking app.
Once you have completed all the required fields, review your application and submit it. You will receive an email confirmation with your application reference number. You can also track the status of your application using the Apply@HLB app.
Congratulations! You have successfully applied for a Hong Leong Bank account online. You will receive your account number and debit card within 7 working days. You can activate your account and debit card using HLB Connect online banking or mobile banking app.
Why Choose Hong Leong Bank?
Hong Leong Bank is one of the leading banks in Malaysia that offers a wide range of products and services to cater to your financial needs. Here are some of the benefits of banking with Hong Leong Bank:
- Convenience: You can apply for various products and services online using the Apply@HLB app without having to visit a branch. You can also manage your accounts anytime, anywhere using HLB Connect online banking or mobile banking app.
- Security: You can enjoy peace of mind knowing that your online transactions are protected by multiple layers of security features, such as OTP verification, biometric authentication, encryption, firewall, and anti-virus software.
- Rewards: You can earn rewards points when you use your debit card or credit card for retail purchases. You can redeem your points for cashback, vouchers, merchandise, air miles, and more.
- Savings: You can save more with competitive interest rates on savings accounts and fixed deposits. You can also enjoy lower fees and charges on various transactions and services.
- Services: You can access a range of services online or via phone banking, such as fund transfers, bill payments, prepaid reloads, cardless ATM withdrawals, QR payments, international funds transfers, travel insurance purchases, fixed deposit placements, and more.
Tips for Online Banking
Online banking is a convenient way to manage your finances without having to visit a branch. However, you also need to be careful and vigilant to protect your account and personal information from hackers and scammers. Here are some tips for online banking:
- Use a strong password and change it regularly. Avoid using easy-to-guess passwords, such as your name, date of birth, or phone number. Use a combination of letters, numbers, and symbols, and make it at least 8 characters long.
- Do not share your password or OTP with anyone. Hong Leong Bank will never ask for your password or OTP via phone, email, or SMS. If you receive any suspicious calls or messages asking for your password or OTP, do not respond and report them to Hong Leong Bank immediately.
- Do not click on any links or attachments in emails or SMS that claim to be from Hong Leong Bank. These could be phishing attempts to steal your account and personal information. Always type the official website address (www.hlb.com.my) in your browser or use the HLB Connect app to access your online banking account.
- Do not use public computers or Wi-Fi networks to access your online banking account. These could be compromised by hackers who can intercept your data and transactions. Use your own device and a secure Wi-Fi network or mobile data to access your online banking account.
- Check your account statements and transactions regularly. If you notice any unauthorized or suspicious transactions, report them to Hong Leong Bank immediately. You can also set up alerts and notifications to keep track of your account activities.
Conclusion
Opening a Hong Leong Bank account online in Malaysia is easy and convenient with the Apply@HLB app. You can apply for various products and services online in just 5 steps without having to visit a branch. You can also enjoy the benefits of banking with Hong Leong Bank, such as convenience, security, rewards, savings, and services.
If you are interested in opening a Hong Leong Bank account online, download the Apply@HLB app today and follow the steps above. Alternatively, you can visit the official website (www.hlb.com.my) or call the customer service hotline (03-7626 8899) for more information.
We hope this article has been helpful and informative for you. Thank you for reading!