Are you looking for a convenient way to open a bank account in Malaysia without having to visit a branch? Do you want to enjoy the benefits of online banking, such as paying bills, transferring money, investing in unit trusts, and more? If yes, then you should try the AmOnline app from AmBank, one of the leading banks in Malaysia.
The AmOnline app is a secure and seamless mobile banking platform that lets you open a savings or current account online anytime, anywhere. You can also apply for credit cards, personal loans, and other products and services directly on the app. Plus, you can access your account eStatements, control your card settings, and use DuitNow QR to scan and pay with ease.
In this article, we will show you how to open an AmBank online account using the AmOnline app in 5 easy steps. We will also share some tips on how to make the most of your online banking experience with AmOnline.
Step 1: Download the AmOnline App
The first step is to download the AmOnline app from the Google Play Store or the Apple App Store. The app is free and compatible with most Android and iOS devices. Once you have downloaded the app, launch it and tap on “Register for AmOnline” to get started.
Step 2: Enter Your Personal Details
The next step is to enter your preferred AmOnline credentials, such as your username and password. You will also need to enter your ID number (NRIC or passport) and contact details (mobile number and email address). Make sure you have these documents handy before you proceed.
Step 3: Enter Your Card Number or Loan Number
The third step is to enter your card number and card PIN or your loan/financing number and SMS TAC. This is to verify your identity and link your existing AmBank products to your online account. If you don’t have any AmBank products yet, don’t worry. You can skip this step and proceed to open a new account.
Step 4: Open a New Account
The fourth step is to open a new account online. You can choose from various types of accounts, such as savings, current, fixed deposit, or TRUE Savers. You can also select the currency, branch, and account name. After that, you will need to upload a selfie and a photo of your ID document for verification. You will also need to agree to the terms and conditions and confirm your details.
Step 5: Activate Your Account
The final step is to activate your account and start using it. You will receive an SMS notification once your account is ready. You can then log in to the AmOnline app using your credentials and view your account dashboard. You can also request for a debit card or cheque book if you need them.
Congratulations! You have successfully opened an AmBank online account using the AmOnline app. Now you can enjoy the convenience of digital banking with AmOnline.
Tips on How to Use the AmOnline App Effectively
Here are some tips on how to use the AmOnline app effectively:
- Use AmSecure to approve transactions within the app without waiting for an SMS TAC. It is safe and seamless. You can also control the approved transaction limits to your preference.
- Bind your device to your AmOnline account for extra security. This way, only you can access your account and receive alerts on your financial activities via your bounded device.
- Use DuitNow QR to scan and pay at participating merchants or individuals. It is fast and easy. You can also receive payments via DuitNow QR by generating your own QR code on the app.
- Repeat past transactions with a swipe without saving them to favourites. Just search for the transaction, swipe left to repeat, and that’s it.
- Apply for new products and services on the app, such as credit cards, personal loans, unit trusts, debt consolidation, and more. You can also increase your credit card limit, reset your PIN, block a lost card, enable online purchases and overseas spending for your debit card on the app.
- Access your eStatements on the app anytime, anywhere. You can view your monthly and annual eStatements for your accounts and cards on the app. You can also download them as PDF files if you need them.
- Personalise your banking experience with AmOnline. You can customise your profile picture, dashboard layout, quick actions, favourites, notifications, and more. You can also get personalised offers and promotions based on your financial needs.
We hope this article has helped you learn how to open an AmBank online account using the AmOnline app in 5 easy steps. Enjoy the convenience of digital banking with AmOnline!