How to Open an Online Islamic Bank Account in 3 Easy Steps Using the BE U App in Malaysia

Are you looking for a Shariah-compliant way to save your money and earn profit? Do you want to enjoy the convenience of online banking without compromising your beliefs? If you answered yes, then you might be interested in opening an online Islamic bank account using the BE U app in Malaysia.

BE U is a digital banking platform that offers a range of Islamic banking products and services, such as savings accounts, financing, investments, zakat, and more. You can access BE U through your smartphone or computer, and manage your finances anytime, anywhere.

In this article, we will show you how to open an online Islamic bank account using the BE U app in Malaysia in just 3 easy steps. We will also explain the benefits of having an online Islamic bank account, and answer some frequently asked questions about BE U.

Step 1: Download the BE U app and register

The first step to open an online Islamic bank account using the BE U app in Malaysia is to download the app from the Google Play Store or the Apple App Store. You can also visit the BE U website (https://www.beu.com.my/) and click on “Get Started” to download the app.

Once you have downloaded the app, you need to register for a BE U account. You will need to provide some basic information, such as your name, IC number, email address, phone number, and password. You will also need to verify your identity by taking a selfie and scanning your IC.

After you have registered, you will receive a confirmation email with a verification code. Enter the code in the app to activate your account.

Step 2: Choose your Islamic bank account type and deposit amount

The next step is to choose your Islamic bank account type and deposit amount. BE U offers two types of Islamic bank accounts: Basic Savings Account-i and Savings Account-i.

The Basic Savings Account-i is suitable for those who want a simple and hassle-free way to save their money. It has no minimum deposit requirement, no monthly fee, and no service charge. It also offers a competitive profit rate of 0.5% p.a., which is calculated based on the daily balance and credited monthly.

The Savings Account-i is suitable for those who want to earn higher profit rates and enjoy more benefits. It has a minimum deposit requirement of RM100, but it also offers tiered profit rates that increase with your balance. The profit rate ranges from 0.8% p.a. to 1.6% p.a., depending on your balance tier. It also offers free ATM withdrawals, free interbank transfers, free cheque book issuance, and free e-statements.

To choose your Islamic bank account type, simply tap on “Open Account” in the app and select either “Basic Savings Account-i” or “Savings Account-i”. Then, enter the amount you want to deposit and confirm your transaction.

Step 3: Enjoy the benefits of your online Islamic bank account

The final step is to enjoy the benefits of your online Islamic bank account using the BE U app in Malaysia. You can now access your account anytime, anywhere through the app or the website. You can also perform various transactions, such as checking your balance, transferring money, paying bills, investing in unit trusts, donating to charity, and more.

Some of the benefits of having an online Islamic bank account using the BE U app are:

  • You can save your money in a Shariah-compliant way that follows the principles of Islam.
  • You can earn profit by sharing the risk and reward with the bank based on the concept of mudarabah (profit-sharing).
  • You can enjoy convenience and security with biometric login, facial recognition, OTP verification, and encryption.
  • You can get access to exclusive offers and rewards from BE U partners and merchants.
  • You can join a community of like-minded Muslims who share your values and aspirations.

Frequently Asked Questions about BE U

Q: What is BE U?

A: BE U is a digital banking platform that offers Islamic banking products and services in Malaysia. It is powered by Bank Islam Malaysia Berhad (BIMB), which is one of the leading Islamic banks in the country.

Q: Is BE U safe and reliable?

A: Yes, BE U is safe and reliable. It is regulated by Bank Negara Malaysia (BNM) and follows the Shariah standards set by BIMB’s Shariah Supervisory Committee. It also uses advanced technology and security features to protect your data and transactions.

Q: Who can open an online Islamic bank account using the BE U app?

A: Anyone who is 18 years old or above, has a valid Malaysian IC, and has a smartphone or computer with internet access can open an online Islamic bank account using the BE U app.

Q: How can I contact BE U if I have any questions or issues?

A: You can contact BE U through the following channels:

  • Phone: 03-2690 0900
  • Email: hello@beu.com.my
  • Live chat: Available in the app or the website
  • Social media: Facebook, Instagram, Twitter, YouTube

Conclusion

Opening an online Islamic bank account using the BE U app in Malaysia is easy and convenient. You just need to follow these 3 steps:

  1. Download the BE U app and register
  2. Choose your Islamic bank account type and deposit amount
  3. Enjoy the benefits of your online Islamic bank account

By opening an online Islamic bank account using the BE U app, you can save your money in a Shariah-compliant way, earn profit, and access various features and services. You can also join a community of Muslims who share your beliefs and values.

So, what are you waiting for? Download the BE U app today and start your Islamic banking journey with BE U!

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Amir Zulkarnain
Amir Zulkarnain

Amir Zulkarnain, a tech enthusiast, provides insightful articles on the latest technological trends. Passionate about innovation, Amir offers a fresh perspective on the ever-evolving tech landscape.

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