how to redeem bsn redeem credit card reward points

How to Redeem BSN Credit Card Reward Points in 3 Simple Steps

If you’re a BSN credit card holder, you may be eager to learn how to redeem your Happy Points for exciting rewards. You’re in luck because in this article, we’ll guide you through the process in 3 straightforward steps. We’ll also share tips on how to accumulate more Happy Points and highlight some of the latest rewards available in 2023.

What are Happy Points?

Happy Points are loyalty points earned every time you use your BSN credit card for purchases. These points can be used to redeem a variety of gifts from the BSN Happy Rewards catalogue. The catalogue includes vouchers, gadgets, travel accessories, tax rebates, and more. The best part is that there are no additional delivery charges for rewards within Malaysia, making it even more enticing.

How to Earn Happy Points

Earning Happy Points is simple. You can accumulate them by using your BSN credit card for both local and overseas retail spending. The more you spend, the more Happy Points you earn. Here’s the breakdown:

  • 1X Happy Point for local retail spending
  • 2X Happy Points for overseas retail spending

Additionally, you can earn bonus points by participating in BSN’s promotions and campaigns throughout the year. For example, in November 2023, BSN is offering 10X Happy Points for online shopping with selected merchants. To check your Happy Points balance, you can log in to the BSN Happy Rewards web portal at or contact the BSN Customer Service Centre at 1300-88-1900.

How to Redeem Happy Points

Once you’ve accumulated enough Happy Points, you can redeem them for your desired rewards. You have the option to do this either online or offline, depending on your preference. Here are the steps for both methods:

Online Redemption

  1. Visit and either register or log in with your username and password.
  2. Navigate to “Redeem Rewards” and browse through the available rewards.
  3. Select the reward(s) you desire and click “Add To Cart.”
  4. Review your “Shopping Cart” and select your preferred redemption method.
  5. Proceed to “Check Out” and confirm the redemption details.
  6. Your chosen reward(s) will be delivered to your specified address within 14 working days.

Offline Redemption

  1. Download and print the BSN Happy Rewards Redemption Form from
  2. Choose your desired redemption item, complete the form, and sign it.
  3. Submit the form via email to, fax it to 03-2162 2659, or mail it to BSN Redemption Unit, Cards Business & CRM, Ground Floor Block A, No. 117 Jalan Ampang, 50450 Kuala Lumpur.
  4. Your selected reward(s) will be delivered to your designated address within 14 working days.

What are the Latest Rewards in 2023?

The BSN Happy Rewards catalogue is regularly updated with fresh and enticing items. Some of the latest rewards in 2023 include:

  • RM10 SSP Voucher for 3,500 points
  • XO Phone/Tablet Stand for 8,500 points
  • Gardini Eye Mask & Ear Plug Set for 10,500 points
  • RM25 Tax Rebate for Principal Cardholders for 9,000 points
  • 1,000 AirAsia Points for 7,500 points
  • 1,000 Enrich Points for 10,000 points

You can view the complete catalogue at or


Redeeming your BSN credit card reward points is a straightforward and rewarding process. By following the steps outlined above, you can enjoy the gifts you’ve earned. Remember to continue using your BSN credit card to accumulate more Happy Points and unlock even more exciting rewards.

We trust that this article has been informative and helpful. Should you have any questions or feedback, please feel free to leave a comment below or contact us at

Happy redeeming!






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